Credit Repair for a Home Loan
We help improve your credit so you can qualify for a home loan
Are you looking to improve your credit so you can qualify for a home loan? Since 2006 we have been helping local Bakersfield and Kern County consumers navigate tough credit situations with the end goal of purchasing a new home. Improving your credit score for a home loan does not have to be difficult or confusing, every single day we put together actionable score improvement plans for people that they can execute on their own in order to raise their credit score high enough to qualify for a home loan.
We have been working with local, trusted mortgage advisors and lenders since 2006 and have become very familiar with what lenders generally look for on credit reports. We formed great business relationships with our local Realtors and home loan advisors, and constantly work together to get your credit home loan ready.
There is a lot of misleading information and myths circulating around as to what you should and should not do when it comes to credit repair for a home loan. Some of the top myths are:
- Don’t pay your collections because your score will drop
- Don’t talk to a debt collector because the debt’s statute of limitations will reset.
- Medical collections don’t matter, or don’t affect your credit score.
- Don’t pay off your credit cards, or carry a balance on your credit card of 30%.
If these statements sound familiar and you don’t know where to start, you have found the right place. We can help you separate fact from fiction as it pertains to your specific report and situation. Our passion is to help people fully understand their credit, and how it works.
Check out our client testimonial page were you can see some of the many families we have helped over the years. Let us guide you in your credit journey, you will be glad you did.
What our clients are saying about ICS...
Anselmo, Thanks Again for your time and expertise. I love to see enlightened faces when you speak! And thanks for the personal help! I know you get it a lot, but you sir, ARE THE BEST!!- Susana, Bakersfield, CA